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Hey Seniors – It’s Medicare Advantage Open Enrollment Season
What You Need to Know 



By David Straight

If you are age 65 or older, October 15th through December 7th may be a very important time period for you. It is your window of opportunity to enroll in a Medicare Advantage Plan.
There is a lot of confusion regarding Medicare. The topic has become a focal point in this year’s presidential election. Regardless of your political affiliation, the choices you have during this open enrollment period are very real and worthy of consideration.
There are many excellent options for Medicare-eligible seniors in Western Pennsylvania. Medicare Advantage Plans have become very popular. Thirty-eight percent of seniors in Pennsylvania have elected one of these plans, and the satisfaction levels are higher than with Original Medicare.
If you elect a Medicare Advantage plan (often referred to as Part C), you will have insurance that covers all the services that Original Medicare (Part A and Part B) covers. Medicare Advantage plans often offer extra coverage including routine vision, hearing, and dental care and can cost far less than Original Medicare plus a Medicare Supplement or Medi-Gap option. Many plan options also include Part D, which is the prescription drug benefit.
Sorting out which approach or plan is right for you can be confusing. Consider working with an expert. Here are just a few ways you can feel confident that you are working with qualified Medicare Advantage representative:
• Their services are always free and you are under no obligation
• They are not permitted under Federal law to discuss other products or services
• They are often willing to accommodate you by meeting at your home and will present identification
• They welcome you to have trusted family members attend meetings
• They will be prepared to look up your doctors and other medical providers to help determine which plan will meet your needs
• They will look up your prescription drugs to identify which plan includes them in their preferred drug list or formulary
At my firm, Matt Montgomery and Arlene Pushcar have been trained, certified and are experts and have helped hundreds of seniors make the right choices.

David Straight is the President and CEO
of Benefits Network, Inc., a leading insurance agency and consulting firm
specializing in employee benefits,
property & casualty insurance, and individual and Medicare products. For more information, call (724) 940-9400 or visit the website at www.benefitsnetwork.biz.


Medicare Advantage Plans have become very popular. Thirty-eight percent of seniors in Pennsylvania have elected one of these plans, and the satisfaction levels are higher than with
Original Medicare.


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